Pera Ultra

Premium Coverage for Exceptional Healthcare Needs

Pera Ultra represents the top tier of HMO plans, offering excellent coverage and benefits. This plan is ideal for those who require regular medical care, specialised treatments, and a wide choice of providers. With comprehensive coverage for advanced medical procedures, alternative therapies, and personalised care management, Pera Ultra ensures peace of mind for individuals seeking the highest healthcare support.

Emergency
Outpatient Care

– Out-Patient Limit

₦400,000

Consultation

– General

– Specialist

Basic diagnostic services

– Basic Radiological Procedures

– Basic Laboratory Investigations

– Prescribed Medicines And Drugs

– Physiotherapy Sessions

Subject to In-Patient
Limit

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

30%

Inpatient Care

– In-Patient Limit

₦1,500,000

- Bedspace & Nursing Care

Private ward

– Diagnostic Tests/Services & Procedures

– Prescribed Medicines And Drugs

– SCBU/NICU (Phototherapy, Incubator Therapy, EBT

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

30%

Surgical Procedures/Services

₦750,000

Maternity (For family plan only)
Routine Antenatal Care With: Normal Delivery, Assisted Delivery, Caeserian Section, Post Natal Care (Upto6 Weeks For New Borns)

₦650,000

Dental Care

Routine Examination, Medication, Simple (Non-Surgical) tooth extraction, Simple amalgam filling, Scalling and Polishing, Root Canal Treatment, Surgical Extraction, Bridges and Crowns

₦60,000

Routine Eye Care

Consultation/Examination Treatment of minor eye ailments including: Conjunctivitis, Simple contusions and abrasions, Foreign bodies, Refraction, Annual Eye Glasses (As Prescribed by Optometrist)

₦15,000

Value Added Services/Benefits
Child Welfare

Immunisations, Growth Monitoring, Routine immunistions as recommended by NPL, Nutritional advice and health promotion and Preventive care support

Additional Immunisation

For 0 – 5 years (HiB, MMR, Pneumococcal)

Mental Health Therapy 

7 Sessions/Year

Annual Physical Check

Physical Examination, BP, Height/Weight, Body Mass Index

Annual Medical Check (At PHMO Partner Centres)

Lipid Profile, Fasting Blood Sugar, Urinalysis, Pap-Smear, PSA, (40 years and above) ECG, Serum Electrolytes, Urea, Creatinine, Liver Function Test.
(Annual medical checks require pre-authorisation & booking)

Additional Adult Immunizations
Home Healthcare Services
Gyms & Spa (Discounted access)
Teleconsultation
Premiums (₦)
Individual
Family
₦347,402
₦1,737,008
Total Benefit Limit (₦)
Individual Limit
Family Limit
₦2,000,000
₦6,000,000