Pera Pro

Extensive Coverage for Enhanced Medical Services
Pera Pro offers an even higher level of coverage, providing an extensive array of medical services and benefits. With access to a broad network of specialists, enhanced prescription drug coverage, and additional wellness incentives, Pera Pro caters to individuals and families who prioritise comprehensive healthcare.
Emergency
Outpatient Services
General Outpatient Consultation and care including necessary consumables.
Inpatient Services
Semi-private ward · Maximum of 30 days
Basic Diagnostics and Laboratory Tests
X-rays
Laboratory and diagnostic tests
Simple Pelvic and Abdominal Ultrasound scan
Advanced / Complex Investigations
Endoscopy, PSA, X-ray contrast studies Barium Meal/Enema, MRI, EEG, Echocardiogram CT Scan, Mammogram, etc.
Pharmacy Benefits
Prescribed medications for covered conditions as prescribed by the attending physician.
Surgery
Minor Surgeries and Procedures

Max. limit of ₦200,000

Intermediate / Major Surgeries and Procedures

Max. limit of ₦400,000

Maternity
Routine Antenatal care with
– Vaginal delivery
– Caesarian Section

Max. limit of ₦300,000

Routine Dental care
Routine Dental Examination, Medication, Simple (Non-Surgical) tooth extraction, Simple amalgam filling Scaling and Polishing

Max. limit of ₦20,000

Root Canal Treatment 
40% Co-insurance
Surgical Extraction
Bridges and Crowns
Routine Eyecare
Consultation/ Examination Treatment of minor eye ailments including:
– Conjunctivitis
– Simple contusions and abrasions
– Foreign bodies
– Refraction
Annual Eye Glasses
As prescribed by Optometrist

Max. limit of ₦25,000

Child Welfare
– SCBU/NICU (Phototherapy, Incubator therapy, EBT)
– Immunizations
– Growth Monitoring
– Routineimmunizationsas recommended by NPI
– Nutritional advice and health Education
– Health Promotion and Education
– Health promotion and Preventive care support

Max. limit of ₦100,000

Physiotherapy

18 Sessions

Mental Health Therapy

8 Sessions

Speech Therapy

8 Sessions

Additional Immunization
for 0 – 5 years (HiB, MMR, Pneumococcal)
Annual Medical Check
Principal + Spouse
Annual Cervical Colposcopy for female enrollees (Illumigyn)
Additional Adult immunizations
Wellness Program / Alternative Medicine Therapies (GYM & SPA)
– Cupping (Discounted Access)
– Acupuncture (Discounted Access)
– Massage (Discounted Access)
– Yoga (Discounted Access)
Personal Accident Insurance
24-hour cover against bodily injury caused by violent, accidental, external, and visible means, solely and independent of any cause.

Max. limit of ₦100,000

Home Health Services
Teleconsultation/ Telemedicine
Total Sum Assured (Benefit Limit)
₦1,000,000
Premiums
-
Individual
₦98,334
Family
₦328,050