Pera Pro

Comprehensive Healthcare for You and Your Family

Pera Pro is a well-rounded health plan designed to provide extensive medical coverage while ensuring affordability. This plan offers a balance of essential healthcare services, specialist consultations, diagnostic procedures, and inpatient care, making it an ideal choice for individuals and families seeking reliable medical support.

With substantial coverage limits, Pera Pro grants access to high-quality healthcare services, including emergency and outpatient care, advanced diagnostic tests, surgical procedures, maternity care, dental and eye care, as well as wellness and preventive health benefits. This plan also includes value-added services such as mental health therapy, child welfare support, and annual medical checkups, ensuring a holistic approach to your well-being.

Emergency
Outpatient Care

– Out-Patient Limit

₦300,000

Consultation

– General

– Specialist

Basic diagnostic services

– Basic Radiological Procedures

– Basic Laboratory Investigations

– Prescribed Medicines And Drugs

– Physiotherapy Sessions

Subject to In-Patient
Limit

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

40%

Inpatient Care

– In-Patient Limit

₦1,000,000

- Bedspace & Nursing Care

Semi-Private ward

– Diagnostic Tests/Services & Procedures

– Prescribed Medicines And Drugs

– SCBU/NICU (Phototherapy, Incubator Therapy, EBT

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

40%

Surgical Procedures/Services

₦500,000

Maternity (For family plan only)
Routine Antenatal Care With: Normal Delivery, Assisted Delivery, Caeserian Section, Post Natal Care (Upto6 Weeks For New Borns)

₦500,000

Dental Care

Routine Examination, Medication, Simple (Non-Surgical) tooth extraction, Simple amalgam filling, Scalling and Polishing, Root Canal Treatment, Surgical Extraction, Bridges and Crowns

₦45,000

Routine Eye Care

Consultation/Examination Treatment of minor eye ailments including: Conjunctivitis, Simple contusions and abrasions, Foreign bodies, Refraction, Annual Eye Glasses (As Prescribed by Optometrist)

₦15,000

Value Added Services/Benefits
Child Welfare

Immunisations, Growth Monitoring, Routine immunistions as recommended by NPL, Nutritional advice and health promotion and Preventive care support

Additional Immunisation

For 0 – 5 years (HiB, MMR, Pneumococcal)

Mental Health Therapy 

6 Sessions/Year

Annual Physical Check

Physical Examination, BP, Height/Weight, Body Mass Index

Annual Medical Check (At PHMO Partner Centres)

Lipid Profile, Fasting Blood Sugar, Urinalysis, Pap-Smear, PSA, (40 years and above) ECG, Serum Electrolytes, Urea, Creatinine, Liver Function Test.
(Annual medical checks require pre-authorisation & booking)

Additional Adult Immunizations
Home Healthcare Services
Gyms & Spa (Discounted access)
Teleconsultation
Premiums (₦)
Individual
Family
₦193,718
₦968,590
Total Benefit Limit (₦)
Individual Limit
Family Limit
₦1,200,000
₦3,600,000