Pera Stat

Affordable and Essential Coverage for Your Healthcare Needs

Pera Stat is an HMO plan that offers cost-effective healthcare coverage with essential benefits. Designed for those seeking affordable options, Pera Stat provides access to a network of healthcare providers, ensuring quality care while keeping costs manageable.

Emergency
Outpatient Care

– Out-Patient Limit

₦250,000

Consultation

– General

– Specialist

Basic diagnostic services

– Basic Radiological Procedures

– Basic Laboratory Investigations

– Prescribed Medicines And Drugs

– Physiotherapy Sessions

Subject to In-Patient
Limit

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

Inpatient Care

– In-Patient Limit

₦500,000

- Bedspace & Nursing Care

General ward

– Diagnostic Tests/Services & Procedures

– Prescribed Medicines And Drugs

– SCBU/NICU (Phototherapy, Incubator Therapy, EBT

– Advance & Complex Investigations (incl. CT Scan, MRI Scan) (Co-Insurance
payment applies following pre-authorisation)

Surgical Procedures/Services

₦300,000

Maternity (For family plan only)
Routine Antenatal Care With: Normal Delivery, Assisted Delivery, Caeserian Section, Post Natal Care (Upto6 Weeks For New Borns)

₦300,000

Dental Care

Routine Examination, Medication, Simple (Non-Surgical) tooth extraction, Simple amalgam filling, Scalling and Polishing, Root Canal Treatment, Surgical Extraction, Bridges and Crowns

₦10,000

Routine Eye Care

Consultation/Examination Treatment of minor eye ailments including: Conjunctivitis, Simple contusions and abrasions, Foreign bodies, Refraction, Annual Eye Glasses (As Prescribed by Optometrist)

₦10,000

Value Added Services/Benefits
Child Welfare

Immunisations, Growth Monitoring, Routine immunistions as recommended by NPL, Nutritional advice and health promotion and Preventive care support

Additional Immunisation

For 0 – 5 years (HiB, MMR, Pneumococcal)

Mental Health Therapy 

2 Sessions/Year

Annual Physical Check

Physical Examination, BP, Height/Weight, Body Mass Index

Annual Medical Check (At PHMO Partner Centres)

Lipid Profile, Fasting Blood Sugar, Urinalysis, Pap-Smear, PSA, (40 years and above) ECG, Serum Electrolytes, Urea, Creatinine, Liver Function Test.
(Annual medical checks require pre-authorisation & booking)

Additional Adult Immunizations
Home Healthcare Services
Gyms & Spa (Discounted access)
Teleconsultation
Premiums (₦)
Individual
Family
₦68,367
₦341,834
Total Benefit Limit (₦)
Individual Limit
Family Limit
₦550,000
₦1,650,000