Pera Stat

Affordable and Essential Coverage for Your Healthcare Needs
Pera Stat is an HMO plan that offers cost-effective healthcare coverage with essential benefits. Designed for those seeking affordable options, Pera Stat provides access to a network of healthcare providers, ensuring quality care while keeping costs manageable.
Emergency
Outpatient Services
General Outpatient Consultation and care including necessary consumables.
Inpatient Services
Standard ward · Maximum of 25 days
Basic Diagnostics and Laboratory Tests
X-rays
Laboratory and diagnostic tests
Simple Pelvic and Abdominal Ultrasound scan
Advanced / Complex Investigations
Endoscopy, PSA, X-ray contrast studies Barium Meal/Enema, MRI, EEG, Echocardiogram CT Scan, Mammogram, etc.
Pharmacy Benefits
Prescribed medications for covered conditions as prescribed by the attending physician.
Surgery
Minor Surgeries and Procedures

Max. limit of ₦100,000

Intermediate / Major Surgeries and Procedures

Max. limit of ₦100,000

Maternity
Routine Antenatal care with
– Vaginal delivery
– Caesarian Section
Max. limit of ₦200,000
Routine Dental care
Routine Dental Examination, Medication, Simple (Non-Surgical) tooth extraction, Simple amalgam filling Scaling and Polishing
Max. limit of ₦15,000
Root Canal Treatment 
Surgical Extraction
Bridges and Crowns
Routine Eyecare
Consultation/ Examination Treatment of minor eye ailments including:
– Conjunctivitis
– Simple contusions and abrasions
– Foreign bodies
– Refraction
Annual Eye Glasses
As prescribed by Optometrist

Max. limit of ₦10,000

Child Welfare
– SCBU/NICU (Phototherapy, Incubator therapy, EBT)
– Immunizations
– Growth Monitoring
– Routineimmunizationsas recommended by NPI
– Nutritional advice and health Education
– Health Promotion and Education
– Health promotion and Preventive care support

Max. limit of ₦50,000

Physiotherapy
10 Sessions
Mental Health Therapy

5 Sessions

Speech Therapy

5 Sessions

Additional Immunization
for 0 – 5 years (HiB, MMR, Pneumococcal)
Annual Medical Check
Principal + Spouse
Annual Cervical Colposcopy for female enrollees (Illumigyn)
Additional Adult immunizations
Wellness Program / Alternative Medicine Therapies (GYM & SPA)
– Cupping (Discounted Access)
– Acupuncture (Discounted Access)
– Massage (Discounted Access)
– Yoga (Discounted Access)
Personal Accident Insurance
24-hour cover against bodily injury caused by violent, accidental, external, and visible means, solely and independent of any cause.
Home Health Services
Teleconsultation/ Telemedicine
Total Sum Assured (Benefit Limit)
₦500,000
Premiums
-
Individual
₦34,704
Family
₦127,620